Forward-thinking fintech and FX solutions

With our agile approach, industry leading technology and regulated partners, all clients have immediate and cost-free access to currency accounts in their own business or personal name – set-up and located in the region of your choice. Expand your reach, with no corporate presence needed to collect payments locally. Making and receiving payments has never been simpler. Named bank accounts allow faster payments processing, zero transaction fees, enhanced tracking and visibility of your funds and improved security. Giving you the international presence your business needs to dominate your industry.

One set of unique bank credentials that allows you to receive multiple currencies. What’s not to love? Be one step ahead… the multi-currency IBAN removes the risk of being paid the wrong currency into the wrong bank account. We understand mistakes can happen, but we’re here to limit the damage done. You are now in full control of your currency. Our regulated partners allow you to hold the funds in currency accounts, allowing you to dictate when the currency swap is done. You can now take advantage of currency movements and not have to convert back as soon as you’re paid. Increased efficiency, improved cash flow, simplified accounting and visibility and putting the power back into your hands when you convert.

Our award-winning online platform offers market leading technology and security, giving you full access to your funds 24/7. Whether you’re making a payment, checking balances and incoming funds, or completing a trade and paying a supplier… our platform has you covered. Two-factor authentication (2FA) is an electronic authentication method in which a user is granted access only after two separate, distinct forms of identification are provided. A traditional password and then a second, which can include a code received on a text message or a unique code generated by a multi-authentication app.

Mitigate against currency fluctuations by using a forward contract: a fixed agreement to buy or sell currency for a future date with a predetermined price. Secure today’s exchange rate for up to a year, providing you with full flexibility, price certainty and risk management with improved planning giving you the competitive edge over your competitors. Dependent on your financials and the partner, we can offer initial forward contract deposits as low as 0%. Forward contracts allow you to manage risk and reduce costs by locking in your profit. We remove the uncertainty, understanding that all clients work on different payment terms and with different profit margins. We understand how currency movements affect business bottom line and margin, and are here to offer absolutely bespoke and tailored hedging solutions to help you maximise profit and reduce risk.

Use a market order or stop loss to effectively target a price that’s currently better than where the market is trading. Have a specific cost price? Or can’t afford to let the market to drop below a certain level? Then this is the perfect tool for you. A market order stays live 24/7 until your targeted rate is hit – particularly useful in volatile markets or out of office hours. You’ll be notified as soon as your market order is live, and again when the market order has been filled. You only settle the trade once the currency has been purchased, and not before.

With FinFlo, you’re never on your own. Your dedicated FX broker combined with your online platform provides personalised support at every step. We’ll update you on significant market news and movements to avoid any unforeseen fluctuations in the rates, assist with valuable market knowledge, forecasts, and strategy… even helping you input payment details and more. Personalised, bespoke and experienced and here for you.

With our agile approach, market perspective and regulated partners, we can help you harness the benefits of spot trading. Lock in today’s exchange rate, but with the flexibility of settling and paying out the trade same day – or up to two days after. The perfect FX solution for currency swaps and payments that need making swiftly.